Navigating the aftermath of a New Haven auto accident can be confusing, especially when dealing with insurance claims. Understanding the fundamental difference between third-party and first-party claims is crucial for protecting your rights and securing the compensation you deserve. While both types involve your insurance company, they address different scenarios and involve different parties. In essence, a third-party claim is filed against the insurance company of the at-fault driver. If another driver’s negligence caused the accident that resulted in your injuries and damages, you would typically file a claim with their insurance provider. This claim seeks compensation for your medical expenses, lost wages, property damage (to your vehicle), and pain and suffering caused by the other driver’s actions. For example, imagine you were involved in a collision on Whalley Avenue in New Haven because another driver ran a red light. You sustained whiplash and your car suffered significant damage. In Read the full article…

If you’re involved in a New Haven auto accident you already know that your actions will be scrutinized by insurance adjusters who have the responsibility to their employer that they should pay you out the least amount of money possible. In a previous post, we talked about how and why they might do that. If you’re typically someone who is active on social media and you don’t want to give that up after an accident occurs you may want to follow some guidance so you can continue to post as you normally would, but so that it doesn’t impact your insurance claim. The last thing you want to do is have a post you make be misconstrued or taken out of context in a way that makes it so that you aren’t able to be fully compensated for your injuries. To that end, here is some guidance you can use Read the full article…

In the aftermath of a New Haven auto accident, your focus understandably shifts to recovery, medical bills, and navigating the insurance claim process. While you’re diligently documenting the damage to your vehicle and attending doctor’s appointments, there’s a silent, often overlooked factor that could significantly impact your ability to receive fair compensation: your social media presence. In today’s hyper-connected world, sharing our lives online has become second nature. We post about our day, celebrate milestones, and vent frustrations. However, in the context of a New Haven auto accident injury claim, your seemingly innocuous social media activity can be scrutinized and potentially used against you by insurance companies. Insurance adjusters are skilled at minimizing payouts. One of their tactics involves investigating claimants to find any information that contradicts their injury claims. Your social media profiles – Facebook, Instagram, Twitter, TikTok, even LinkedIn – offer a readily available window into your life. Read the full article…

If you’ve ever been in a New Haven auto accident you may have been asked by friends and family if the accident was your fault. This is an understandable question as many people often think that there can be only one party at fault for an accident, but in Connecticut that is not entirely true. The state of Connecticut has a law called the law of comparative negligence. This means that when you are involved in an accident there is a chance that you are entirely at fault or that the other driver is entirely at fault, but there is a third option as well, you could both be partially at fault. The comparative negligence law allows blame to be assigned to both parties and place a percentage on the level of fault that they have committed. When you are assigned what level of fault you may have caused as Read the full article…