Beyond the Deductible: Understanding “Gap Insurance” and Why You Might Need It.
by AdminJanuary 30th, 2026
A New Haven auto accident can leave you dealing with far more than a damaged vehicle and a deductible. For many drivers, the real financial shock comes later, when they learn that their insurance payout does not fully cover what they still owe on their car. This is where gap insurance comes into play, and why it is often misunderstood until it is too late. Gap insurance, short for guaranteed asset protection, is designed to cover the difference between what your car is worth at the time of a total loss and what you still owe on your loan or lease. Cars depreciate quickly, especially in the first few years. If your vehicle is totaled or stolen, standard auto insurance only pays the actual cash value of the car, not the amount you financed. When those numbers do not match, you are left paying the “gap” out of pocket. This Read the full article…
Seeking Full Compensation for the Physical and Emotional Trauma of a New Haven Dog Bite Injury.
by AdminJanuary 29th, 2026
A New Haven dog bite injury can leave scars that go far beyond what is visible on the surface. While puncture wounds and lacerations often heal with time, the physical pain and emotional trauma caused by a canine attack can linger for months or even years. Understanding what full compensation actually means is an important step for victims and families trying to recover and move forward. The physical injuries from a dog attack can be severe. Victims may suffer deep wounds, nerve damage, infections, broken bones, or permanent scarring. Children are particularly vulnerable to facial and neck injuries, which may require reconstructive surgery or long term medical care. Even when injuries appear minor at first, complications can develop, leading to additional treatment, follow up appointments, and physical therapy. Medical expenses are often the most immediate concern. Emergency care, stitches, rabies precautions, antibiotics, and specialist visits can add up quickly. In Read the full article…
How Connecticut’s Comparative Negligence Laws Affect Your New Haven Injury Claim.
by AdminJanuary 23rd, 2026
A New Haven slip and fall accident does not always result in a clear cut question of fault. In many injury cases, more than one party may share responsibility for what happened. Connecticut law recognizes this reality through its comparative negligence system, which can directly affect whether you can recover compensation and how much you may ultimately receive. Comparative negligence looks at the actions of everyone involved and assigns a percentage of fault to each party. Your ability to recover damages depends on where those percentages land. Here is how Connecticut’s comparative negligence rules work and why they matter. After a New Haven slip and fall accident, comparative negligence laws can significantly shape the outcome of your claim. Even when you believe the accident was not your fault, the other side may argue otherwise. Knowing how fault is evaluated and how it affects compensation puts you in a stronger position Read the full article…
Rideshare Realities: Who is Liable When Your Uber or Lyft Gets into a New Haven Auto Accident?
by AdminJanuary 21st, 2026
A New Haven auto accident involving an Uber or Lyft can feel instantly confusing. You are not driving, you do not own the vehicle, and yet you may be the one dealing with injuries, medical bills, and missed work. Rideshare crashes raise a critical question that does not always have a simple answer: who is actually responsible? Liability in rideshare accidents depends heavily on what the driver was doing at the exact moment of the crash. Unlike traditional car accidents, there can be multiple insurance policies involved, each triggered by different circumstances. Here is how liability typically breaks down. Rideshare companies and insurers often rely on this complexity to slow claims down or shift responsibility elsewhere. Determining which policy applies requires careful review of app data, trip status, and insurance terms. Passengers are rarely given this information upfront, making it difficult to know where to turn. After a New Haven Read the full article…
How the “Under-Seven” Rule Shields New Haven’s Youngest Dog Bite Victims.
by AdminJanuary 19th, 2026
A New Haven dog bite injury involving a young child is especially frightening, not only because of the physical harm involved but because of the long term impact it can have on a child’s development and sense of safety. Connecticut law recognizes that young children interact with the world differently than adults, which is why it includes a special protection often referred to as the “under seven” rule in dog bite cases. This rule plays a powerful role in determining liability when a dog bites a child under the age of seven. After a New Haven dog bite injury involving a child under seven, the law provides meaningful protections that many parents are not aware of. The under seven rule exists to reflect common sense reality: young children do not have the judgment or intent required to be blamed for a dog’s violent reaction. Knowing how this rule works can Read the full article…
Social Media Warnings: How One Post Can Ruin Your Personal Injury Claim
by AdminJanuary 18th, 2026
If you’ve been involved in a New Haven auto accident, your first instinct may be to update friends and family on social media. A quick Facebook post, Instagram story, or TikTok video can feel harmless, especially when you’re shaken and looking for support. Unfortunately, what you share online after a car accident can seriously damage your personal injury claim. Insurance companies and defense attorneys routinely monitor social media activity after an accident. Even a single post, taken out of context, can be used to question your injuries, credibility, or version of events. Understanding the risks can help protect your claim and your right to compensation. How Social Media Is Used Against Accident Victims After a New Haven auto accident, insurers often look for ways to minimize payouts. Social media offers them a window into your life that they can exploit. Photos, comments, check-ins, and even “likes” can be twisted to Read the full article…